Jeanster Estepan (nmls 2455961 | lic PA)

NMLS # 2455961

Office:

Cell: 570-921-2577

Fax:

jeanster@mortgagens.com

Jeanster Estepan (nmls 2455961 | lic PA) Loan Officer

Blog

Time to Take Advantage of the Commercial Real Estate Market

Time to Take Advantage of the Commercial Real Estate Market

The coronavirus pandemic that shutdown the U.S. economy almost a year ago has continued to affect the nation in many more aspects than just personal health. With millions of American companies forced to have their employees work from home, many of them ha

Mar 03, 2021 |

Can you a Buy a Home with Bad Credit?

Can you a Buy a Home with Bad Credit?

Mortgage interest rates are at record lows and it could be a really good time to get into the housing market. Of course, to get a mortgage loan for a home purchase lenders will look at your credit score. If you’re scared of what they’ll find w

Feb 24, 2021 | Purchasing a Home

Two New Rules That Could Make Getting a Home Loan Easier

Two New Rules That Could Make Getting a Home Loan Easier

Two new mortgage lending rules could help some borrowers more easily qualify for well-priced home loans. In December, the Consumer Financial Protection Bureau made some final changes to its qualified mortgage (QM) definitions that affect which loans can b

Feb 17, 2021 |

The Little-known Mortgage That Doesn’t Require a Down Payment

The Little-known Mortgage That Doesn’t Require a Down Payment

A conventional mortgage loan requires a 20% down payment. If you are a first-time homebuyer however, saving up tens of thousands of dollars can seem like an impossible task. Of course, there are loan programs, like FHA mortgages, that allow for low down p

Feb 10, 2021 | Government Loans USDA Loans

What’s the Difference Between a Jumbo and a Super Conforming Loan?

What’s the Difference Between a Jumbo and a Super Conforming Loan?

If you are hoping to buy a home in one of the country’s pricier markets, you may need a special type of mortgage. The main two are jumbo loans and super conforming loans. Here’s what you need to know about each one and which is right for you:

Feb 03, 2021 | Jumbo Loans

6 Tips for Saving a Down Payment as a Renter

6 Tips for Saving a Down Payment as a Renter

Homeownership is the American Dream, and yet with house prices on the rise, it can sometimes feel unattainable if you’re still trying to make a rent payment each month. The average U.S. rent for a two-bedroom apartment as of June 2020 was $1,917, ac

Jan 27, 2021 | First-time Homebuyers Purchasing a Home

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