When it comes to mortgages, there are two similar sounding terms that often confuse potential homebuyers: pre-qualification and pre-approval. While they are alike in some ways, their purposes are different. If you are looking to get a mortgage,
Jun 27, 2018 | First-time Homebuyers Purchasing a Home
Buying a home in Delaware, whether for the first time or the last, is an exciting event. Yet before you even take a look at a single home for sale, it is a smart idea to have your mortgage financing lined up. While it is possible to get a home loan direct
Jun 20, 2018 | mortgage brokers
While homeownership has long been the American dream, buying a home is not necessarily the best choice for every person or every situation. There are many factors to consider in determining if a home purchase is the right decision for you right now. Can
Jun 14, 2018 | Purchasing a Home
Years ago, a 20% down payment was a requirement for obtaining a mortgage loan. Putting that much money down made it less likely that borrowers would simply default on their home loans and gave lenders a measure of security and collateral in the case of fo
Jun 07, 2018 | First-time Homebuyers
How do you know you are selecting the right insurance policy and agent? Having the right insurance to meet your needs is important to protect your investment. It is also important to have a level of comfort with your agent, as you will have a
Dec 27, 2017 | insurance relationship How To agent
While the list is not all inclusive, there are certain documents that you should start to gather if you are beginning your home search. Particularly with income such as paystubs and W-2's, lenders need to know accurate information to give you a
Dec 26, 2017 | getting started documents preapproval