Derrick Zechman NMLS 134550 Lic PA

NMLS # 134550

Office: 570-323-5801

Cell:

Fax:

nittanylions@windstream.net

Derrick Zechman NMLS 134550 Lic PA Branch Manager

Website Links

Agencies Websites

Fannie Mae - Fannie's information source web site:
www.fanniemae.com

Fannie Mae - Lender information:
www.efanniemae.com

Freddie Mac - Freddie's information source web site:
www.freddiemac.com

Freddie Mac Bulletins and Industry Letters:
www.freddiemac.com/sell/guide/bulletins/

HUD's Settlement Cost Booklet:
https://www.hud.gov/offices/hsg/ramh/res/Settlement-Booklet-January-6-REVISED.pdf

The Federal Reserve Board - Consumer Handbook on Adjustable-Rate Mortgages (CHARM):
http://files.consumerfinance.gov/f/201401_cfpb_booklet_charm.pdf

HUD - HUD's 'One Stop' Lender Site:
www.hud.gov/groups/lenders.cfm

HUD Clips - HUD's Information & policies web site:
portal.hud.gov/hudportal/HUD
https://portal.hud.gov/hudportal/HUD?src=/program_offices/administration/hudclips

VA - VA site for Veteran's and Lenders Benefits and Services:
http://www.benefits.va.gov/homeloans/

VA Forms - VA's Veteran's Benefits and Administration:
http://www.benefits.va.gov/homeloans/index.asp

FHA - CONFORMING - REVERSE Loan Limits Link:
https://entp.hud.gov/idapp/html/hicostlook.cfm

FHA- Income Limits:
http://www.huduser.org/DATASETS/il.html

FHA- Approved Condos Searches:
https://entp.hud.gov/idapp/html/condlook.cfm

USDA Links

USDA Rural Housing - Area Loan Limits Link:
http://eligibility.sc.egov.usda.gov/eligibility/incomeEligibilityAction.do?pageAction=state&NavKey=income@11

USDA Rural Housing - SFH Guaranteed Loan Income Limits:
https://www.rd.usda.gov/

USDA General Map and State Info Links:
http://www.rurdev.usda.gov/recd_map.html

USDA Eligible Home Indicator:
http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do

Reverse Mortgage Calculator

AARP - AARP's Reverse Mortgage Calculator:
http://www.rmaarp.com/

NRMLA - Reverse Mortgage Calculator - Refinance:
http://rmc.ibisreverse.com/default_nrmla.aspx

NRMLA - Links Page for information:
https://www.nrmlaonline.org/

PMI Calculator - Conforming Loans

(Note: PMI rates can vary. Know your lenders PMI company and quote through them)

MGIC's web based PMI Calculator:
www.mgic.com/rates/ratefinder.html

PMI's web based PMI Calculator:
http://www.pmi-us.com/ratequote/

Associations

Mortgage Bankers Association - The MBA's Online Resource Center:
www.mbaa.org/

National Association of Mortgage Brokers - NAMB's home page:
www.namb.org/

National Association of Professional Mortgage Women:
www.napmw.org/

Financial and Industry News

Bloomberg - Financial News and Data site:
www.bloomberg.com/

National Mortgage News - Daily news and information:
www.nationalmortgagenews.com

Industry News - Mortgage Daily News & Tools website:
www.mortgagedaily.com